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	Fiduciary FAQs About Us Disclosures Contact Us	At Pick Associates, LLC (PAL), we offer fee-only investment management for our clients. That means our recommendations for your portfolio aren’t influenced by outside referral fees or commissions from brokerage-type products. PAL uses fundamental long-term, buy-and-hold strategies for our clients. We screen investments for consistency, performance among peers and low expenses. To that end, we use institutional mutual funds and exchange-traded funds (ETFs) to construct globally diversified portfolios. In designing our portfolios, we’re concerned with the correlation of the asset classes (everything shouldn’t move up or down at the same time…low correlation reduces volatility), the management of risk, the costs and the tax efficiency. PAL doesn’t time the market, pick stocks, or speculate with our clients' money in any manner.

Pick Associates, LLC (PAL) is registered as an investment advisor with the Pennsylvania Securities Commission. This website provides general information about PAL and is not intended to offer investment or financial planning advice through the Internet. This site provides a medium for you to read about our approach, to learn about our services and to be able to contact us for more information.

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